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Buy vs. Lease - Meyer Automotive
It's a common dilemma: lease versus buy, buy or lease, which is better?. Everyone who has ever considered leasing has had this question cross their mind. So what is the answer?

Leasing versus buying. The answer? It depends

Leases and loans are simply two different methods of automobile financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Each has its own benefits and drawbacks.

It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences.

You must not only look at the financial comparisons but also at your own personal priorities - what's important to you.

Is having a new vehicle every two or three years with no major repair risks more important than long-term cost? Are long term cost savings more important than lower monthly payments? Is ownership more important than low up-front costs and no down payment?

So, making the lease or buy decision is not quite cut and dry. There are some things you need to consider first.

Buying and leasing are different

When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company. You make your first payment a month after you sign your contract.

When you lease, you pay for only a portion of the vehicle's cost, which is the part that you "use up" during the time you're driving it. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and pay a money factor that is similar to the interest rate on a loan. With leases, you may also pay extra fees and possibly a security deposit that you don't pay when you buy. You make your first payment at the time you sign your contract.

For more information call 402-643-6673 or Contact Us
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Meyer Automotive, Seward, NE 68434

Your full service Ford, Chevrolet, GMC, Titan, Trails West, Miley, Sooner, Exiss dealership in Seward Nebraska serving: Seward, Lincoln, Omaha, Fairbury, Hebron, Sutton, Superior, Exeter, Crete, Milford, Columbus, David City, Wahoo, Fremont, Papillion, Bellevue, Ashland, Waverly, Seward, Plattsmouth, Nebraska City, Tecumseh, Auburn, McCook, Falls City, Hastings, Grand Island, Marysville, Kansas City, Manhattan, Washington, Topeka, Lawrence, Overland Park, St. Joseph, Seneca, Belleville, KS, NE, IA

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